Insurance in force
- Professional indemnity — covering creative work product
- Public liability — covering on-site work and client meetings
- Cyber liability — covering data-handling incidents
Certificates of insurance are available on request before contract signature.
Liability cap
Standard contract terms cap liability at the total fee paid for the project. This is industry-standard and a function of the insurance market. Higher caps are available as a contracted line item, priced against an actuarial quote.
What is excluded
- Loss of profit, loss of opportunity, indirect or consequential loss
- Loss arising from your modifications to delivered work
- Loss arising from third-party services you contract directly